โ VM-HDFCBK (spoofed)
URGENT: Your KYC is expired. Click to update or account will be blocked in 24hrs: bit.ly/hd9x2
Phishing link
KYC fraud
Urgency tactic
โ +91 80000 11234
Congratulations! You won โน50,000 lottery. Pay โน500 processing fee via UPI to claim today.
Advance fee scam
UPI fraud
โ Axis Bank
Your a/c XX1234 credited โน15,000. Avl bal: โน42,310. If not done by you, call 1800-XXX.
Verified sender
Legitimate
Kavach AI answered the call โ scammer is speaking
๐ค AI is on the call โ analysing speech
๐จ SCAM DETECTED โ Call terminated
Keywords detected: CBI, digital arrest, money laundering, UPI transfer
Guardian alert sent. Call blocked.